Leading Platform
in Mexico

in Asset Management and Specialized Field Management Services

🏠 Real Estate Portal

Discover Unique Real Estate Opportunities

Access thousands of properties at auction, foreclosed assets, and more. For investors, brokers, and the general public.

+5,000

Available Properties

-40%

Up to in Market Value

32

States of Coverage

Our Company

Who Are We?

Founded in 1999, Pendulum is the largest independent company with a platform for administration services, field management services, and collection of current and past-due portfolios in Mexico, specializing in mortgage loans, commercial/industrial, bridge loans, personal, payroll, automotive, habilitation, working capital, and credit cards. As well as the administration, recovery, regularization, titling, and sale of foreclosed assets.

We have extensive experience in portfolio transition acting as Primary Servicer, Master Servicer, Special Servicer, Backup Servicer, external agent, or directly for the purchase of portfolios, acting as an agent and operator for our corporate clients.

Trust
Experience
Results
25+

Years

of Experience and Trust

Leading the portfolio management and asset recovery industry in Mexico

Our Direction

Mission and Vision

The pillars that guide our path towards excellence

Mission

To establish ourselves as the leading platform in Mexico for asset management and recovery and the provision of specialized services, built upon the professionalism of our team and distinguished by the efficient and innovative use of technology, data, and processes, while upholding the highest standards of security, quality, ethics, and service.

We differentiate ourselves through the efficient and innovative use of technology, data, and processes, applying the highest standards of:

Security
Quality
Ethics
Service

Vision

To establish ourselves as the leading platform in Mexico for asset management and recovery and the provision of specialized services, built upon the professionalism of our team and distinguished by the efficient and innovative use of technology, data, and processes, while upholding the highest standards of security, quality, ethics, and service.

Our Pillars of Leadership:

Integrity and transparency in every operation
Constant technological innovation
Exceptional measurable results
Positive transformation of the sector
Our Values

What defines us

The principles that guide every action and decision at Pendulum

Service

Our daily work

We provide value-added services, creating and recovering maximum value for our clients.

Financial Health

Our trust

We are financially solid, providing superior returns to our shareholders and clients.

Efficiency

Our responsibility

We work smartly, seeking efficiency and quality. Doing more with less.

Team

Our best strategy

We form a single team, promoting a healthy and motivational workplace.

Clients

Our advisors

We maintain our commitment to extraordinary service, seeking solutions.

Continuous Improvement

To be the best

We celebrate successes, learn from mistakes, and apply innovations that add value.

Ethics

Our transparency

We act with integrity and transparency, being honest and responsible at all times.

What We Do

Our Services

Comprehensive portfolio solutions, field services, and operational technology

A Trajectory of Leadership and Sustained Growth.

1999

Start of Operations.

2005

Management of 15,000 past-due mortgage loans (IPAB).

2006

Project to manage 33,000 past-due mortgage loans originated by INFONAVIT.

2007

Launch of the litigation program with the hiring of >60 lawyers.

2010

Hired by SHF to manage 4 portfolios with 4,000 loans.

2019

Contract as servicer of 100,000 loans originated by Fintech BRANCH.

2022

Contract with BBVA for more than 100,000 field management services annually.

2024-2025

Structured Finance Management and Special Servicing contracts with firms like KAITZ, YAVE, FHIPO.

International Recognition

Certifications and Ratings

Backed by the highest international standards of quality, security, and operational excellence

ISO Certifications

Committed to excellence in quality and information security

Certified

ISO 9001:2015

QUALITY MANAGEMENT

Customer satisfaction and continuous improvement of operational processes.

Certificate No.

QAC - 2021 - 082C / 01

View Full Certification
Certified

ISO/IEC 27001:2022

INFORMATION SECURITY

Data protection, confidentiality, integrity, and availability of information.

Certificate No.

QAC-2021-082SI/01

View Full Certification
Our Ratings

Recognized by the world's top 3 rating agencies

Standard & Poor's

Above Average Evaluation as an Asset Manager.

View 2020 Report
HR Ratings

HR AM2+ Rating with a Stable Outlook.

View 2019 Report
Fitch Ratings

Excellence in the administration of financial and real estate assets.

View 2025 Report
National Presence

Coverage Throughout Mexico

With a presence in 32 states, we are close to you to provide the best service

32
States of the Republic
200+
Professional Advisors
50+
Cities Served

Our Team

We have more than 200 highly trained professionals committed to excellence

Areas of Expertise

Collection and Recovery
Negotiation experts
Legal and Juridical
Specialized lawyers
Commercialization
Real estate advisors
Technology
Systems development
Customer Service
Personalized service
Administration
Efficient management
Digital Innovation

Cutting-Edge Technology

We invest in technology to offer the best digital solutions

99.9%
Availability
24/7
Support
256-bit
Encryption
ISO
Certified
Guaranteed Security

Contact Us

We are ready to assist you and answer all your questions

Follow us on our social networks

Our Clients

Financial institutions that trust our management.