Strength and Trust

Our Ratings

We have received the highest industry ratings as Master, Primary, and Special Asset Servicers from the 3 most internationally recognized rating agencies.

Standard & Poor's

Above Average Evaluation as an Asset Servicer.

View 2020 Report
HR Ratings

HR AM2+ Rating with a Stable Outlook.

View 2019 Report
Fitch Ratings

Excellence in financial and real estate asset management.

View 2025 Report

We have received industry ratings as Master Servicers, Primary Servicers, and Special Asset Servicers by three of the most internationally recognized rating agencies:

Standard & Poor's
HR Ratings
Fitch Ratings

Thanks to these ratings, Pendulum is considered a market leader and specialist in business areas such as:

Master Servicer

We have the expertise to manage, audit, and generate reports for Primary Servicers.

Portfolio Management

We develop and implement strategies for maintaining current loan portfolios (Primary Servicing).

Workout Solutions

Our team intervenes effectively in the regularization of loans (Early Delinquency).

NPL Recovery

We recover the maximum value from non-performing loan (NPL) portfolios.

Foreclosed Assets (REO)

We regularize and commercialize foreclosed properties and assets received in lieu of payment.

Litigation

We provide legal monitoring to maximize value recovery from overdue credits.

Due Diligence / Valuation

We analyze and value credit portfolios and foreclosed assets.

Current Ratings Received to Date:

HR Ratings 2019

As of 2019, the latest ratings recorded by HR Ratings were:

  • HR AP2+

    as a Primary Servicer.

  • HR AE2+

    as a Special Servicer.

  • HR AM2+

    as a Master Servicer.

  • HR AE1+

    as a Special Credit Servicer.

Rating Description
Fitch Ratings 2025

As of 2025, the latest ratings recorded by Fitch Ratings were:

  • AAFC2 (mex)

    as a Primary Servicer.

  • AAFC2+

    as a Special Servicer.

  • AAFC2 (mex)

    as a Master Servicer.

Rating Description

Want to see the full report? Click here

Standard & Poor's 2020

As of 2020, the latest ratings recorded by Standard & Poor's were:

  • Above Average Classification

    as a Primary Servicer.

  • Above Average Classification

    as a Special Asset Servicer.

  • Average Classification

    as a Master Servicer.

Rating Description

Want to see the full report? Click here

Leaders in the National Market

Thanks to these ratings, Pendulum is recognized as a specialist company that provides security and maximizes value across various business areas:

Financial analysis and growth charts

25+ Years

of excellence in asset management

Master Servicer

Management, auditing, and reporting for Primary Servicers.

Portfolio Management

Strategies for maintaining performing loan portfolios (Primary Servicing).

Workout Solutions

Effective intervention in the regularization of loans (Early Delinquency).

Foreclosed Assets (REO)

Regularization and commercialization of real estate assets.

Due Diligence / Valuation

Expert analysis and valuation of portfolios and assets.

Trust the Experts

Our quality standards are endorsed by financial industry leaders.

Contact Us